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Credit Risk Officer - EmpowerBank Limited

Location: Harare
Alert: Application Deadline Expired

Job Summary

To assess and inspect lending procedures that mitigate the bank’s risk and recommend appropriate action.

Duties And Responsibilities

  • Appraising and recommending lending decisions and recommending appropriate action in
  • accordance with the Credit Policy
  • Review all loans approved by Retail and Credit departments for compliance with policies and procedures
  • Assesses risk on individual loan applications
  • Calculates and recommends to Head Risk monthly loan provisions in line with regulations
  • Checks all loans in arrears at Retail and Credit Departments for compliance with rules and regulations
  • Gathers market intelligence to external risks that can have an adverse impact on Credit portfolio and recommends the appropriate action
  • Reviews system reports for adherence to Credit Policy daily
  • Reviews action taken on loans in arrears under Retail and Credit Departments
  • Follow-up on non-performing loans >90 days in arrears handed over to Risk for recovery
  • Reviews and maintains models for IFRS 9 (Credit Provisioning) and calculates monthly provisions for Expected Credit Losses (ECL)
  • Inspects branches and carries out credit operational risk assessments (ORSA) on an ad-hoc basis

Qualifications And Experience

  • Degree in Banking & Finance / Economics or related business degree
  • Minimum of TWO years Credit Risk experience in a financial institution

How To Apply

All applications addressed to hr@empowerbank.co.zw must be recieved no later than 29th July 2022 clearly indicating CREDIT RISK OFFICER on the subject line.

NB: Copies of academic and proffessional qualifications must accompany all applications

Alert: Application Deadline Expired

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