5 Travel Insurance Deals You Will Fall In Love With
Ever been to Facebook of late? I was there this afternoon and 8 of the people on my feed are somewhere far from home on vacation or for any other reasons. Zimbabweans have of late adopted the culture of going on vacation. and hey they love to tell us. (PS Im not jealous neither am I wishing I was on an exotic place too, lol). While the high adoption of vacation tradition is a good thing, we can’t run flat forgetting the risks and bad things that may befall us while we are away from home. Most people save very little extra cash for emergencies on vacation or foreign trips maybe because they have faith that nothing can or will go wrong.
Have you ever thought of what will happen if you get sick on a foreign trip? how will you get home? what if the worst comes to the worst and you die in a foreign country or maybe one of your family members you are traveling with dies. How will you get them home? In 2009 my family bought tickets from a dubious agent unknowingly because he came highly recommended, only for their tickets to be canceled after they had traveled the first leg of the journey. Let’s say this happens to you, you are stuck in a foreign country, what will you do?
Its high time we adopt travel insurance same way we are adopting the vacation and foreign trips culture. These 5 Travel Insurance deals are so inviting in case you are interested.
- Minerva is first on the list and their brochure says it all. They cover medical evacuation and expenses, baggage theft or damage, delays both locally or internationally, political natural disaster evacuations According to them their service is available 24/7. Read more on their brochure.
- Zimnat also offers travel insurance for the following. Medical Expenses, If you’re injured or become ill while traveling overseas. Lost Baggage, For baggage or personal effects that are lost, stolen or damaged. Personal Injury, Always be prepared in case of emergency
Cancellation Costs of Flights & Accommodation, Cost of tickets and accommodation you’ve paid for, if canceled due to circumstances beyond your control. - Old Mutual – The insurance giant also has a deal for travelers. Their insurance covers emergency medical and related expenses, personal injury, personal property, and personal liability.
- CBZ – By far the hottest deal on the market in my opinion. It ticks off my list of everything that may happen to you while you are traveling. The most common risks that are covered by CBZ travel insurance are: Medical emergency (accident or sickness), Emergency Evacuation, Repatriation of remains, Return of a minor, Trip Cancellation, Trip interruption, Accidental death, injury or disablement benefit, Overseas funeral expenses, Lost, stolen or damaged baggage, personal effects or travel documents, Delayed baggage (and emergency replacement of essential items), Flight connection was missed due to airline schedule, Travel delays due to weather.
- Champions Insurance Company – these guys have a really good deal, as well as they cover a lot of risks that may befall you. They have listed the following as part of the risks they cover for. Medical expenses and hospitalization abroad, Transport or repatriation in case of illness or accident, Emergency dental care, Repatriation of family member traveling with insured, Repatriation of mortal remains, Emergency return home following the death of a close family member, Loss of checked in luggage
High time we stop traveling by faith and start protecting ourselves against potential risks.
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